List of Licensed Banks in Hong Kong

List of Licensed Banks in Hong Kong

Hong Kong's well-earned reputation as a prominent hub for banking and finance is supported by its thriving economy, favorable regulatory environment, and strategic location, which have attracted some of the world's largest and most influential banks.

This article delves into the largest banks in Hong Kong, offering valuable insights into their operations, services, and contributions to the region's financial sector. Hong Kong's largest banks play a crucial role in supporting businesses, investments, and trade, facilitating economic growth and development on both regional and international scales.

Largest banks in Hong Kong list

As one of the top international financial centers, Hong Kong has one of the highest concentrations of banking institutions in the world, with over 70 of the largest 100 banks in the world having a presence and over 29 multinational banks having their regional headquarters in Hong Kong.

Hong Kong maintains a three-tier system of deposit-taking institutions comprising:

Licensed banks

  • Bank of China (Hong Kong) Limited;
  • Hongkong and Shanghai Banking Corporation Limited (HSBC); and,
  • Citibank (Hong Kong) Limited.

Restricted license banks

  • J. P. Morgan Securities (Asia Pacific) Limited;
  • Goldman Sachs Asia Bank Limited;
  • Deposit-taking companies;
  • BPI International Finance Limited; and,
  • Chong Hing Finance Limited.

They are classified according to the amount and term of deposits accepted and the nature of the business and are collectively known as authorized institutions. At the end of 2022, Hong Kong had 155 licensed banks, 15 restricted licensed banks, and 12 deposit-taking companies.

List of bank institutions in Hong Kong

List of bank institutions in Hong Kong

Restricted License Banks

Incorporated in Hong Kong

Allied Banking Corporation (Hong Kong) Limited

Bank of America Securities Asia Limited

Bank of China International Limited

Bank of Shanghai (Hong Kong) Limited

Citicorp International Limited

Goldman Sachs Asia Bank Limited

Habib Bank Zurich (Hong Kong) Limited

JP. Morgan Securities (Asia Pacific) Limited

KDB Asia Limited

Orix Asia Limited

Incorporated outside Hong Kong

Euroclear Bank

Kasikornbank Public Company Limited

Korea Development Bank

Bank Mandiri (Persero) TBK

Siam Commercial Bank Public Company Limited

Licensed Banks

Incorporated in Hong Kong

Airstar Bank Limited
Ant Bank (Hong Kong) Limited
Bank of China (Hong Kong) Limited
Bank of Communications (Hong Kong) Limited
Bank of East Asia, Limited (the)
China Citic Bank International Limited
China Construction Bank (Asia) Corporation Limited
Chiyu Banking Corporation Limited
Chong Hing Bank Limited
Citibank (Hong Kong) Limited
CMB Wing Lung Bank Limited
Dah Sing Bank, Limited
Dbs Bank (Hong Kong) Limited
Fubon Bank (Hong Kong) Limited
Fusion Bank Limited
Hang Seng Bank, Limited
Hongkong and Shanghai Banking Corporation Limited (the)
Industrial and Commercial Bank of China (Asia) Limited
Livi Bank Limited
Morgan Stanley Bank Asia Limited   
Mox Bank Limited
Nanyang Commercial Bank, Limited
OCBC Bank (Hong Kong) Limited
Ping an OneConnect Bank (Hong Kong) Limited
Public Bank (Hong Kong) Limited
Shanghai Commercial Bank Limited
Standard Chartered Bank (Hong Kong) Limited
Tai Sang Bank Limited
Tai Yau Bank, Limited
Welab Bank Limited
ZA Bank Limited

Incorporated outside Hong Kong

Agricultural Bank of China Limited

Australia and New Zealand Banking Group Limited

Banco Bilbao Vizcaya Argentaria S.A.

Banco Santander, S.A.

Bangkok Bank Public Company Limited

Bank J. Safra Sarasin AG

Also Known as:

Banque J. Safra Sarasin SA

Banca J. Safra Sarasin SA

Bank J. Safra Sarasin Ltd

Bank Julius Baer & Co. Ltd.

Bank of America, National Association

Bank of China Limited

Bank of Communications Co., Ltd.

Bank of Dongguan Co., Ltd.

Bank of India

Bank of Montreal

Bank of New York Mellon (the)

Bank of Nova Scotia (the)

Bank of Singapore Limited

Bank of Taiwan

Bank Sinopac

Banque Pictet & Cie SA

Barclays Bank PLC

BDO Unibank, INC.    

Also Known as:


BDO Unibank

BDO De Oro

Banco De Oro Unibank

BDO Banco De Oro

BNP Paribas

Ca Indosuez (Switzerland) Sa

Canadian Imperial Bank of Commerce

Cathay Bank

Cathay United Bank Company, Limited

Chang Hwa Commercial Bank, Ltd.

Chiba Bank, Ltd. (the)

China Bohai Bank Co., Ltd.

China Citic Bank Corporation Limited

China Construction Bank Corporation

China Development Bank

China Everbright Bank Co., Ltd.

China Guangfa Bank Co., Ltd.

China Merchants Bank Co., Ltd.

China Minsheng Banking Corp., Ltd.

China Zheshang Bank Co., Ltd.

Chugoku Bank, Ltd (the)

Cimb Bank Berhad

Citibank, N.A.

Commonwealth Bank of Australia

Coöperatieve Rabobank U.A.

Credit Agricole Corporate and Investment Bank

Credit Industriel Et Commercial

Credit Suisse AG

CTBC Bank Co., Ltd.

DBS Bank Ltd.

Deutsche Bank Aktiengesellschaft

DZ Bank AG Deutsche Zentral-genossenschaftsbank, Frankfurt Am Main

E.Sun Commercial Bank, Ltd.

East West Bank


Also Known as:


EFG Bank Ltd

Erste Group Bank AG

Far Eastern International Bank

First Abu Dhabi Bank PJSC

First Commercial Bank, Ltd.

Hachijuni Bank, Ltd. (the)

HDFC Bank Limited

Hong Leong Bank Berhad


HSBC Bank USA, National Association

Hua Nan Commercial Bank, Ltd.

Hua Xia Bank Co., Limited

Icici Bank Limited

Indian Overseas Bank

Industrial and Commercial Bank of China Limited

Industrial Bank Co., Ltd.

Industrial Bank of Korea

Ing Bank N.V.

Intesa San Paolo SPA

JPMorgan Chase Bank, National Association

KBC Bank N.v.

KEB Hana Bank

Kookmin Bank

Land Bank of Taiwan Co., Ltd.

LGT Bank AG   

Also Known as:

LGT Bank Ltd.


Malayan Banking Berhad

Mashreq Bank - Public Shareholding Company

Also Known as:

Mashreqbank PSC

Mega International Commercial Bank Co., Ltd.

Melli Bank PLC

Mitsubishi UFJ Trust and Banking Corporation

Mizuho Bank, Ltd.

MUFG Bank, Ltd.

National Australia Bank Limited

National Bank of Pakistan


Nonghyup Bank

O-bank Co., Ltd.

Oversea-Chinese Banking Corporation Limited

Philippine National Bank

Ping An Bank Co., Ltd.

Bank Negara Indonesia (Persero) Tbk.

Qatar National Bank (Q.P.S.C)

Royal Bank of Canada

Shanghai Commercial & Savings Bank, Ltd. (the)

Shanghai Pudong Development Bank Co., Ltd.

Shiga Bank, Ltd. (the)

Shinhan Bank

Shizuoka Bank, Ltd. (the)

Skandinaviska Enskilda Banken Ab

Societe Generale

Standard Chartered Bank

State Bank of India

State Street Bank and Trust Company

Sumitomo Mitsui Banking Corporation

Sumitomo Mitsui Trust Bank, Limited

Taipei Fubon Commercial Bank Co., Ltd.

Taishin International Bank Co., Ltd

Taiwan Business Bank, Ltd.

Taiwan Cooperative Bank, Ltd.

Taiwan Shin Kong Commercial Bank Co., Ltd.

Toronto-Dominion Bank


UCO Bank

Unicredit Bank AG

Union Bancaire Privée, UBP SA

Also Known as:

United Private Bank, UBP Ltd

Union Bank of India

United Overseas Bank Ltd.

Wells Fargo Bank, National Association

Woori Bank

Yuanta Commercial Bank Co., Ltd

Deposit-taking Companies

Incorporated in Hong Kong

Bcom Finance (Hong Kong) Limited

BPI International Finance Limited

Chau's Brothers Finance Company Limited

Chong Hing Finance Limited

Commonwealth Finance Corporation Limited

Corporate Finance (D.t.c.) Limited

Fubon Credit (Hong Kong) Limited

KEB Hana Global Finance Limited

Kexim Asia Limited

Public Finance Limited

Vietnam Finance Company Limited

Woori Global Markets Asia Limited

Virtual banks in Hong Kong

In addition to traditional banks, another emerging option is virtual banks, which have no physical branches and focus on digital services. This concept is still very new to Hong Kong, and as of May 31, 2023, the HKMA only granted eight licenses for virtual banking.

Virtual Banks Incorporated in Hong Kong

Airstar Bank Limited

Ant Bank (Hong Kong) Limited

Fusion Bank Limited

Livi Bank Limited

Mox Bank Limited

Ping An OneConnect Bank (Hong Kong) Limited

WeLab Bank Limited

ZA Bank Limited



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